You're in. Check your email.

Step 1: Look for an email asking you to confirm your subscription, and click the confirm link. If you don't see it in a few minutes, check your spam or promotions folder.

Step 2: Watch for a second email from [email protected] with instructions for sending your letter (500 words or less).

Keep your denial letter handy. Finalists will be asked for a copy with the account numbers blacked out.